My Motor Pro
Home  |  About  |  Articles  |  Reports  |  Links  |  Site Map    
Welcome to My Motor Pro!
Insurance Articles
•
•
•
•

Home
:: About Us
:: Contact Us
:: Article
:: Reports
:: Links
:: Site Map

Related Links


Car Insurance FAQs
By Joseph Kenny


Can I insure a modified or classic car; who will offer insurance cover?

Yes, you can insure a modified car but because your car is a specialist car, not all auto insurance companies might be willing to provide coverage for it since it requires high price replacement parts and also skilled labor if the car is involved in an accident. Thus, you have to take a special car insurance that is designed especially for modified and classic cars.

How can I cut down my car insurance premium?

If you wish to cut down on your car insurance premium you must take care of a few things. Park your car overnight in the garage rather than leaving it on the drive. Fit insurance approved anti-theft devices; consider Third Party Fire and Theft for older cars. Find out discounts offered by the insurance provider when requesting quotes. Young drivers (under 25), who are often charged extremely high premiums, should have an extra driving course certificate.

What is `excess`?

It is the amount you have to pay when you make a claim for the loss or damage to your car. It can be voluntary or compulsory. If someone else causes the accident you may be able to reclaim the excess through the legal cover, which can be taken out with your car insurance policy. Otherwise you lose the excess. Voluntary excess is the amount you agree to pay to the company. It offers premium discounts. Compulsory excess is generally imposed to young drivers. Because their risk factors are high and the companies don?t want to insure them. So, in order to insure, they have to surrender with this payment.

What is legal cover?

It provides expertise and assistance required to recover uninsured losses such as medical costs, loss of earnings and excess payments where the fault was not yours. It is available as an optional with most car insurance policies.

Can an insurance company cancel my auto policy?

Yes, you auto insurance policy may stand canceled if you fail to pay the premium or if your consumer`s license has been suspended or revoked during the term of an auto policy. Also, if there is a fraud or serious misrepresentation when completing the insurance application, if the you are convicted to a crime, or if changes are made to the property that increase the risk of loss then the company may cancel your insurance policy.

Joseph Kenny is the webmaster of the insurance site http://www.insure121.com/ where you will find information, news and links to the leading providers of car insurance in the UK.

Article Source: http://EzineArticles.com/?expert=Joseph_Kenny

For more information, news and articles see:

Car Gap Insurance - Car Gap Insurance
...I must be honest and say that I had never heard of car gap insurance until recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap ...
Visit Car Gap Insurance...

Loading Bay Equipment - Loading Bay Equipment
...g Bay Equipment for our clients. With this equipment, you are able to load and unload all your merchandise with great ease and efficiency. We provide high quality equipment which is cost effective as ...
Visit Loading Bay Equipment...

Marina Insurance - Marina Insurance
...of different policy wordings from a variety of companies, this is a guide is to help you decide what sort of policy would suit you more and give you the exact cover you need. You have to look for valu...
Visit Marina Insurance...

Hgv Courier Insurance - Hgv Courier Insurance
...that you would normally purchase for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they are experts in business insurance; therefore the...
Visit Hgv Courier Insurance...

Dock Levellers - Dock Levellers
...nloading your various goods. Our levellers are extremely strong and durable, and are made to handle your vehicle with ease. You are given easy operational control and flexibility, and you are able to ...
Visit Dock Levellers...

Jet Ski Insurance - Jet Ski Insurance
...and there are many makes and models that frequent numerous Jet Ski Insurance water centres. Taking to the wet stuff on your powerful jet ski will be an exhilarating experience and you`ll Jet Ski Insu...
Visit Jet Ski Insurance...

Work Accident Compensation - Work Accident Compensation
...at specialises in work accident compensation. He tells me that work accident compensation is an incredibly busy area to work in and I am sure that he is right. As you know, there are countless adver...
Visit Work Accident Compensation...

Gap Insurance - Gap Insurance
...amiliar with car insurance but how many people know what gap insurance is? I know that I had never heard about this type of insurance before until it was brought to my attention recently. The gap in...
Visit Gap Insurance...

Courier Insurance - Courier Insurance
...arcels being sent might be quite costly or important. Losing such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an important consideration for any on...
Visit Courier Insurance...

Ppi Claims - Ppi Claims
...oan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite understand what was going on. You just wanted the loan because you needed a ne...
Visit Ppi Claims...

Mis-sold Ppi - Mis-sold Ppi
...e about a loan for a new car. I`d fell in love with this slinky, silver sports car and being a single male at the time, with plenty of disposable income, I thought I`d treat myself to this flashy kin...
Visit Mis-sold Ppi...

No Win No Fee Injury Claim - No Win No Fee Injury Claim
...d in an accident that wasn`t your fault and had to take time of work as a direct result. You might be lucky if you have an employer that is prepared to pay you sick pay during your recovery programme...
Visit No Win No Fee Injury Claim...
Click For More Detailed Information on:
Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map
Copyright © 2003-2010. All Rights Reserved.


Valid CSS!